When you learn that you or your child needs orthodontic treatment, cost is one of the first thoughts to cross your mind. How will you pay for it, how much are braces with dental insurance and will your dental insurance even cover the expense, you wonder.
Can I get dental insurance that covers my orthodontic treatment?
Most major health fund have a range of Extras covers that include benefits for orthodontics. To find out if your extras cover has this feature please check with your health insurance and review your insurance Extras cover.
If you have private health insurance for orthodontics, your treatment may be covered. As medical/dental benefits differ slightly from policy to policy, please check with your health fund and discuss the cover and claim process with your health insurance fund in advance to allow you to maximise your rebates over the life of your treatment.
How does orthodontic insurance work?
Orthodontic insurance is similar to your typical insurance plan – you take out a policy and pay the specified premiums. In return, policy holders are provided coverage to settle expenses surrounding one’s orthodontic needs in the future.